661-861-9791 • 661-861-9795 FAX
5401 Business Park South, STE 223
Bakersfield, CA 93309
Serving Our Clients is the Key to Our Business  

Implementing the right strategies means you are more likely to be free of worries and able to concentrate on your business goals and dreams.

Part of what you'll learn to think about will

• Be positive — like rewarding your employees and top executives with benefits and bonuses. But you should also

• Be prepared for the negative, like medical needs, employee disability or the death of a business partner.

Call Pacific Advisors today to learn the best strategies for maintaining a healthy business.

To view the possibilities you may have, as well as how we can help, watch these 4 minute videos for individuals and business owners:

The Living Balance Sheet® Presentation for Individuals

The Living Balance Sheet® Presentation for Business Owners

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©2010 Jeffrey M. Schwartz, All Rights Reserved

Jeffrey Schwartz is a Registered Representative of and offers securities products and services through Park Avenue Securities LLC (PAS), 1550 W. Colorado Blvd., Pasadena, CA 91105 (323) 255-8800. Financial Representative, The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is an indirect, wholly owned subsidiary of The Guardian Life Insurance Company of America (Guardian), New York, NY. Pacific Advisors, Inc and. Guardian / Executive Benefits Insurance and Financial Services is not an affiliate or subsidiary of PAS or Guardian. Insurance Products offered through Pacific Regional Insurance Services, a DBA of Pacific Advisors, Inc. Pacific Advisors, Inc. is not an independent registered investment advisor.
Jeffrey Schwartz is licensed to sell insurance in the states of California, Washington, Arizona, Florida, and Oklahoma. California Insurance License No. 0647683

Jeffrey Schwartz is licensed to sell insurance in the states of California, Oregon, Arizona, Colorado, and Pennsylvania.  Jeffrey Schwartz is licensed for securities in California, Oregon, Washington, Arizona, and Florida.  

California Insurance License No. 0647683.

Neither Park Avenue Securities, Guardian, nor their representatives render legal or tax advice. Please consult
with your attorney, accountant, and/or tax advisor for advice concerning your particular circumstances.

The Living Balance Sheet® and the Living Balance Sheet® Logo are registered service marks of The Guardian
Life Insurance Company of America (Guardian), New York, NY. The graphics and text used herein are the
exclusive property of Guardian and protected under U.S. and International copyright laws.
© Copyright 2005-2010, The Guardian Life Insurance Company of America

PAS is a member of FINRA/SIPC.

The Registered Representative is securities licensed in Arizona, California, Florida, and Washington and is strictly intended for individuals residing in those states. No offers may be made or accepted from any resident outside these specified states.

The information or opinions contained in the Internet site should not be construed by any consumer and/or prospective client as an offer to sell or the solicitation of an offer to buy any particular investment product. The information contained herein is directed to those individuals who reside in jurisdictions in which the representative is registered in the state where the consumer and/or prospective client reside. Any subsequent direct communication with a consumer and/or prospective client shall only be conducted by a representative that is registered in the state where the consumer and/or prospective client reside.
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