661-861-9791 • 661-861-9795 FAX
5401 Business Park South, STE 223
Bakersfield, CA 93309
Protection is the Foundation for Your Wealth Enhancement  

Medical benefits, or health insurance, are important for individuals, to supplement Medicare, and are among the most valuable of employee benefit options, providing significant support for and protection against potentially big financial expenses.

1. Individual policies are for one person or a family.

2. Business Medical coverage is one of the most important benefits your employer can provide. Your employer may offer an HMO plan, point-of-service (POS) plan, preferred provider (PPO) plan, indemnity coverage, a Health Savings Account (HAS), or a combination of these.

3. In addition, you and your employer may reap the benefits of our cost saving programs, including NurseLine, Nurse Outreach, Lab Discounts and Coverage Management.


Call Pacific Advisors today to learn which health insurance plan is best for your situation.*

*Neither individual medical nor Medicare supplement products or services are offerered by Guardian.


To view the possibilities you may have, as well as how we can help, watch these 4 minute videos for individuals:

The Living Balance Sheet® Presentation for Individuals

The Living Balance Sheet® Presentation for Business Owners




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©2010 Jeffrey M. Schwartz, All Rights Reserved

Jeffrey Schwartz is a Registered Representative of and offers securities products and services through Park Avenue Securities LLC (PAS), 1550 W. Colorado Blvd., Pasadena, CA 91105 (323) 255-8800. Financial Representative, The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is an indirect, wholly owned subsidiary of The Guardian Life Insurance Company of America (Guardian), New York, NY. Pacific Advisors, Inc and. Guardian / Executive Benefits Insurance and Financial Services is not an affiliate or subsidiary of PAS or Guardian. Insurance Products offered through Pacific Regional Insurance Services, a DBA of Pacific Advisors, Inc. Pacific Advisors, Inc. is not an independent registered investment advisor.
Jeffrey Schwartz is licensed to sell insurance in the states of California, Washington, Arizona, Florida, and Oklahoma. California Insurance License No. 0647683

Jeffrey Schwartz is licensed to sell insurance in the states of California, Oregon, Arizona, Colorado, and Pennsylvania.  Jeffrey Schwartz is licensed for securities in California, Oregon, Washington, Arizona, and Florida.  

California Insurance License No. 0647683.

Neither Park Avenue Securities, Guardian, nor their representatives render legal or tax advice. Please consult
with your attorney, accountant, and/or tax advisor for advice concerning your particular circumstances.

The Living Balance Sheet® and the Living Balance Sheet® Logo are registered service marks of The Guardian
Life Insurance Company of America (Guardian), New York, NY. The graphics and text used herein are the
exclusive property of Guardian and protected under U.S. and International copyright laws.
© Copyright 2005-2010, The Guardian Life Insurance Company of America

PAS is a member of FINRA/SIPC.

The Registered Representative is securities licensed in Arizona, California, Florida, and Washington and is strictly intended for individuals residing in those states. No offers may be made or accepted from any resident outside these specified states.

The information or opinions contained in the Internet site should not be construed by any consumer and/or prospective client as an offer to sell or the solicitation of an offer to buy any particular investment product. The information contained herein is directed to those individuals who reside in jurisdictions in which the representative is registered in the state where the consumer and/or prospective client reside. Any subsequent direct communication with a consumer and/or prospective client shall only be conducted by a representative that is registered in the state where the consumer and/or prospective client reside.
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